PMFBY Premium Calculator फसल बीमा प्रीमियम कैलकुलेटर
Pradhan Mantri Fasal Bima Yojana mein apna premium share turant nikaliye.
Aapki bank/CSC se scale of finance ke hisaab se milega
Aapka Premium Share
₹
2% of Sum Insured
Sum Insured (Coverage)
₹0
Nuksaan hone par milega
Actual premium rate insurer ki actuarial calculation par bhi depend kar sakta hai — yeh farmer-share ka standard PMFBY cap hai, jo aapko zyada se zyada dena padega.
Jaankari
PMFBY ke fayde
🌦️ Prakritik Aapda Cover
Baarish, sukha, baadh, ola-vrishti, keet-rog se fasal nuksaan hone par claim milta hai.
💰 Sabse Kam Premium
Government bade hisse ka subsidy deti hai — aapko sirf 1.5-5% hi dena padta hai, baaki sarkar bharti hai.
🔗 Land ka record verify karein
PMFBY apply karte waqt land record documents chahiye honge — hamara Land Unit Converter use karke apni zameen ka area sahi units mein verify kar sakte hai.
FAQ
अक्सर पूछे जाने वाले सवाल
PMFBY kya hai?+
Pradhan Mantri Fasal Bima Yojana (PMFBY) ek government crop insurance scheme hai — prakritik aapda (baarish, sukha, baadh, keet-rog) se fasal nuksaan hone par kisano ko claim milta hai. Premium ka bada hissa government subsidize karti hai, kisan sirf chhota fixed % deta hai.
Kisan ka premium share kitna hota hai?+
Kharif fasal (jaise dhaan, bajra) ke liye 2%, Rabi fasal (jaise gehun, sarson) ke liye 1.5%, aur commercial/horticultural fasal (jaise cotton, sabzi) ke liye 5% — Sum Insured ka. Baaki premium (jo actuarial rate se zyada hota hai) central aur state government mil kar subsidize karti hai.
PMFBY ke liye kaha apply karein?+
Apne bank branch (jaha crop loan hai), CSC (Common Service Centre), ya pmfby.gov.in portal se apply kar sakte hai. Loanee kisano ke liye pehle yeh automatic tha, ab voluntary hai — non-loanee kisan bhi apply kar sakte hai.
Yeh free tool ग्राम दर्पण team ne banaya hai — Mundakhera village (Badli, Jhajjar, Haryana) ka digital panchayat portal.