Simple Interest Calculator साधारण ब्याज कैलकुलेटर
Kisi bhi principal, rate aur time period ke liye simple interest aur total repayable amount turant nikaliye.
Principal
₹0
Simple Interest
₹0
Total Repayable
₹0
Jaankari
Simple vs Compound — quick comparison
📏 Simple Interest
Hamesha original principal par hi calculate hoti hai — hisaab lagana aasaan hai. Informal loans, EMI-free udhaar mein common.
📈 Compound Interest
Interest bhi principal mein jud jaata hai — is se long-term mein zyada return/zyada karza dono ban sakte hai. FD/RD/SIP compound interest use karte hai.
FAQ
अक्सर पूछे जाने वाले सवाल
Simple Interest ka formula kya hai?+
SI = (Principal x Rate x Time) / 100. Jaise ₹50,000 par 10% rate se 2 saal ke liye interest = (50000 x 10 x 2)/100 = ₹10,000.
Simple Interest aur Compound Interest mein kya fark hai?+
Simple Interest hamesha original principal par calculate hoti hai. Compound Interest mein interest bhi principal mein jud jaata hai aur agli baar us badhe hue amount par interest lagta hai — isliye compound interest, simple interest se zyada hoti hai (same rate aur time par).
Yeh kis kaam aata hai?+
Informal udhaar (rishtedaar/dost se liya paisa), chit fund, ya kisi bhi jagah jaha interest ek hi baar principal par calculate hoti hai — wahan Simple Interest use hoti hai. Bank FD/RD zyada tar compound interest use karte hai.
Yeh free tool ग्राम दर्पण team ne banaya hai — Mundakhera village (Badli, Jhajjar, Haryana) ka digital panchayat portal.